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Affordable car insurance, designed for you.

Auto

Whether you are in the search for auto insurance, searching for a low rate or a new plan, Safe Stop is here for you!

Motorcycle

Have a passion for motorcycles?  Insure your bike with Safe Stop, we’ve found better ways to pack more coverage, more options, and more value into every policy.

Boat & Watercrafts

Safe Stop  boat insurance policies is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable.

Antique Car

Some classics are taken out for a Sunday spin, while others are admired and pampered in a garage. We got you cover.

MOBILe Home

Your Mobile Home is much more than an automobile, so why would you want to insure it that way.  With a mobile home insurance policy you’ll be protecting yourself, your family and your Motor Home.

ATV's

There’s no shortage of ways to get outside in Texas. Whether you’re hitting the trail, playing the links, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.

Car Insurance Through Safe Stop: 

Want to cut the costs of motoring? Then get a car insurance quote from Safe Stop today and see if we can save you money on your cover. Since 2018 we’ve been helping motorist of all ages drive down the cost of quality cover. Your local experienced team of insurance professionals are here to do the shopping around for you, saving you precious time and money. To see how much you could save, get a motor insurance quote from Safe Stop today.

Whether you’re a young driver looking for your first policy, an experienced motorist with a great claims history or someone with expired driving bans or points on their licence, talk to your local Safe Stop Agent and let’s see how we can help you.

 

Components Of An Auto Insurance Policy

If you’re buying a new car or shopping for auto insurance, you’ll likely need to understand the common types of coverage available on a car insurance policy.

These are the Four common car insurance coverage options:

1. LIABILITY COVERAGE

Auto liability coverage is mandatory in most states. Drivers are legally required to purchase at least the minimum amount of liability coverage set by state law. Liability coverage has two components:

  • Bodily injury liability may help pay for costs related to another person’s injuries if you cause an accident.
  • Property damage liability may help pay for damage you cause to another person’s property while driving.

2. UNINSURED AND UNDERINSURED MOTORIST COVERAGE

If you’re hit by a driver who doesn’t have insurance, uninsured motorist coverage may help pay for your medical bills or, in some states, repairs to your vehicle. If you’re hit by an underinsured driver, that means they have car insurance but their liability limits aren’t enough to cover your resulting medical bills. That’s where underinsured motorist coverage may help.

3. COMPREHENSIVE COVERAGE

Comprehensive may help cover damage to your car from things like theft, fire, hail or vandalism. If your car is damaged by a covered peril, comprehensive coverage may help pay to repair or replace your vehicle (up to the vehicle’s actual cash value). This coverage has a deductible, which is the amount you’ll pay out of pocket before your insurer reimburses you for a covered claim.

4. COLLISION COVERAGE

If you’re involved in an accident with another vehicle, or if you hit an object such as a fence, collision coverage may help pay to repair or replace your car (up to its actual cash value and minus your deductible).

 

Start Your Car Insurance Quote Today!

To see how much Safe Stop can save you on high-quality car insurance, just complete this short form and we will get back to you as soon as possible:

 

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